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LOCAL LENDER, MORTGAGE CONSULTANT AND ANALYST. SERVING MD, DC, VIRGINIA & DELAWARE WITH CUSTOMIZED PERSONALIZED PROGRAMS.
CALL FOR ALL RATES, PROGRAMS AND DAILY PROMOTIONS:
Example: INTEREST ONLY 3.5% LOAN AMOUNT $417,000 $1216.25 Fixed Rates as low as 3.875%AConforming & Jumbo
Don't worry about CLOSING COST. All Closing Cost Credited at Settlement Except: Taxes, Insurance, Interest, Appraisal, Credit Report. (Subordination Fee & Points if appliable)
24 HOUR IN HOME SETTLEMENTS AVAILABLE
OFFICE 301-663-8087 EXT 226 Home office-240-683-8851 Cell 301-908-6870 E MAIL jburley@gofirsthome.com
Closing by: Solutions Settlement, LLC.. Savings may include additional items that are not listed below. All paid closing fees will be credited at Settlement: SEE RATE SHEET FOR DETAILS

Anyone can quote rates and points. Everyone has an unique situation and needs individual attention and advice that pertains to their lives, goals and family. Married for over 37 years and over 35 years in the finance and mortgage business I have become well known for my integrity, honesty and dedication to my clients. FEATURING in house, common sense underwriting.
People trying to cut their expenses should stop their coupon-clipping, put down their scissors and instead focus on their mortgages. Mortgage rates are at their lowest point in almost 50 years.
As a preferred client, you could be eligible for special discounts and/or closing cost incentives as well as a great rate. The Mortgage Tune Up listed below is designed to help create a total Cost Analysis that will help you make an informed decision thru mortgage counseling, consulting and planning.
CALL FOR A MORTGAGE TUNE UP
1. Mortgage Credit Report -The three major credit bureaus consolidated into one report. Review your credit to make sure it is optimized to have the highest credit score. Recommend what is necessary to maximize your credit score.
2. Review the neighborhood home values and compare sold and listed properties to your home.
3. Offer suggestions to decrease debt and increase your cash reserves.
4. Review your current position and future financial goals both short and long term. Custom design a plan and/or a program that serves your needs and meets your goals.
5. Answer questions and offer suggestions concerning the buying and selling of Real Estate from Start to Finish.
6 .Consult with Settlement Attorney’s to answer your SETTLEMENT and REAL ESTATE questions.
7. Perform a Total Mortgage Analysis comparing loan programs structured to what benefits you and your family.
8. Provide Accountants to answer Tax related real estate inquiries and issues.
9. IRS specialist to answer questions concerning negotiations with the IRS to secure settlements for back and current taxes owed.
10. Kitchen / Bath specialist, Deck / Patio specialist and General Contractors to answer home design questions.
Please call or e mail for an appointment at:
3105 Mt. Pleasant St. N.W. Washington DC
401 N. Washington St. Suite 550, Rockville, Maryland
5300 West view Dr. Suite 306, Frederick Maryland
OR
Fax or E Mail a Mortgage Statement for a Preliminary Analysis. PLEASE CALL WITH ANY QUESTIONS.
Our clients are not limited to what one person can accomplish, we have the team. The team that can work together so seamlessly and efficiently so response times are quicker, customer service is greater, and loans close faster. A team where information is not lost in transmission, where time is not lost because of lack of communication, and mistakes are eliminated. Families and investors can count on us for their financial security and their family's future. With over 30 years of experience in finance, 37 years of marriage and parenthood (2 boys, a girl and 6 grand children), we know that every mortgage transaction greatly impacts lives of n ot only you, but your entire family.
We are committed to providing you the lowest rates and lowest costs. You are welcome to verify: Bank of America, Wells Fargo, SunTrust, http://www.navyfcu.org/rates/mortgage-frameset.html
CALL FOR:
GET A NEW REAL TIME LOAN QUOTE, MORTGAGE ANALYIS, (MORTGAGE) CREDIT REPORT AND HOME VALUE SUMMARY
Buying your first home, second home, moving up or refinancing? Burley/First Home Mortgage has the right mortgage for you.
Competitive rates. No hidden fees. That’s exactly what you’ll receive when you switch your mortgage to Burley/First Home Mortgage.
We’ll also help you find the most affordable mortgage option for refinancing. Our mortgages offer:
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Secure and affordable fixed monthly payments
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No Private Mortgage Insurance (PMI) on most conventional loans
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No pre-payment penalties
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Low fees
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We do not -- and will not -- participate in sub-prime lending practices. We are a financial institution offering many credit worthy members superior loan value, nation-leading low rates on mortgage products with cost-saving features, and we will continue to do so.
SERVING ALL YOUR REAL ESTATE NEEDS
USDA 100% PROGRAMS
The Guaranteed Rural Housing GRH program allows for 100% financing in certain designated areas. Give us the address or the area you would like to buy in, and we'll tell you if it's eligible. There are income limits with this program.
http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
CALL FOR 100% ELIGIBLE AREAS
Purchase a New Home OR Refinance Your Mortgage and See the Difference
Note:Site under construction please call for details
INFORMATION...........
LOAN limits: 2010 fha & fannie freddie limits
WHO OWNS THE LOAN Fannie Mae loan look-up | Freddie Mac loan look-up | 2010 fha & fannie freddie limits Value look-up: BofA - Zillow - Chase | Rental look-up/comps
blank 1003 (APPLICATION)
FFIEC- Geocode
USDA GRH property eligibility
NEW GFE/HUD
Calculate Title Insurance- MD DC VA
10 yr yield | Mortgage Indexes
Prevent credit bureaus from selling your info
Do not call registry
OUR SERVICE AREA
MAP TO OUR FREDERICK MD OFFIC
"THE MAN WHO WALKS WITH GOD ALWAYS GETS TO HIS DESTINATION"
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