|
A FULL SERVICE LENDER
TODAY: 30 YEAR FIXED 4.5% 5/1 ARM 4% UP TO $3,000,000 (MILLION) 100% PROGRAMS
|
DAILEY SPECIAL |
|
30 YR FIXED |
NO CLOSING COST
|
CALL FOR DETAILS |
|
10 YEAR FIXED |
3.99% |
|
|
|
|
|
|
|
|
| |
|
|
|
Best Rates |
|
FHA ARM |
4.375% |
10-Year FIXED |
3.990% |
|
FHA 30 YEAR |
4.750% |
15-Year FIXED |
4.250% |
|
5-Year FIXED ARM UP TO 3 MILLION $ |
4.000% |
30-Year FIXED |
4.500% |
|
5-Year ARM UP TO 3 MILLION $ INTEREST ONLY |
4.125% | |
SEE RATE SHEET FOR ALL RATES AND DETAILS
John Burley,
 Arlene Burley-The Burley Team
301-881-8900 x112
301-908-6870 email
Mortgage Hotline APPLY ON LINE: Loan Application
301-908-6870 * 240-683-8851 * 301-881-8900 Ext 112
jrburley@aol.com
Visit John and Arlene at - Choice Finance®
Testimonials
BUSINESS PROFESSIONALS TO SERVE YOU
The Burley Team represents decades of experience.
The Burley Team started on the side of the lenders. Representing the banks. We put together hundreds of loans. With the experience of working for the banks on our side, We moved to the customer's side of the desk, originating thousands of loans and getting the best terms to meet the needs of our customer and friends.
Our clients are not limited to what one person can accomplish, we have the team. The team that can work together so seamlessly and efficiently so response times are quicker, customer service is greater, and loans close faster. A team where information is not lost in transmission, where time is not lost because of lack of communication, and mistakes are eliminated. Families and investors can count on us for their financial security and their family's future. With over 30 years of experience in finance, 37 years of marriage and parenthood (2 boys, a girl and 6 grand children), we know that every mortgage transaction greatly impacts lives of not only you, but your entire family.
----------------------------------------------------------------------------------------------
Rates for MD, VA, DC, Florida and Delaware
| LENDER |
RATE |
ORIGINATION
POINTS |
DISCOUNT
POINTS |
APR |
| CHOICE FINANCE |
|
|
|
|
| 30YEAR |
4.75 |
0 |
0 |
4.963 |
| 30YEAR |
4.375 |
1 |
0 |
4.799 |
| 30YEAR |
4.25 |
1 |
1 |
4.592 |
| 15YEAR |
4.25 |
1 |
0 |
4.603 |
| NAVY FED. CU |
|
|
|
|
| 30YEAR |
4.75 |
1 |
.25 |
4.859 |
| 15YEAR |
4.125 |
1 |
.25 |
4.437 |
| SUNTRUST |
|
|
|
|
| 30YEAR |
4.990 |
1 |
0 |
5.112 |
| 15YEAR |
4.25 |
1 |
.75 |
4.566 |
| WELLS FARGO |
|
|
|
|
| 30YEAR |
5.125 |
1 |
0 |
5.318 |
| 15YEAR |
4.5 |
1 |
0 |
4.826 |
| BK OF AMERICA |
|
|
|
|
| 30YEAR |
5.125 |
1.25 |
0 |
5.309 |
| 15YEAR |
4.25 |
1.125 |
0 |
4.636 |
Rates effective Nov30, 2009 10:15 AM and subject to change.
The BURLEY TEAM and Choice Finance® are committed to providing you the lowest rates and lowest costs.
We welcome you to verify: Bank of America, Wells Fargo, SunTrust, http://www.navyfcu.org/rates/mortgage-frameset.html
Above fixed rates apply to single family standard conforming mortgage limits.
Due to heavy volume, above rates can only be locked-in once we have your loan approved. Click here for pricing on rates lower than what we show above.
SEE ADDITIONAL RATES, CLOSING COST, 4 EASY STEPS FOR PRE-APPROVAL, 1ST TIME HOME BUYERS TAX CREDIT & ADDITIONAL INFORMATION BELOW
---------------------------------------------------------------------------------------------
CLOSING COST ASSISTANCE /CALL FOR DETAILS
| Fee Name |
CLOSING COST |
Cost to BURLEY MORGAGE CLIENT |
| Settlement/Closing Fee |
$395 |
0 |
| Abstract or Title Search |
$150 |
0 |
| Title Examination |
$100 |
0 |
| Title Insurance Binder |
$95 |
0 |
| Title Insurance |
See Rates |
See Rates |
| Recording/Release Fee |
$70 |
0 |
| Transfer/Recordation Taxes |
>>> |
See Rates |
| Courier Fees/Wire (approx.) |
$80 |
0 |
| Service Release Fee |
$100 |
0 |
| Power of Attorney/Record (if applicable) |
Paid by borrower if applicable |
Paid by borrower if applicable |
Simultaneous 2nd Trust
Settlement Fee (if applicable) |
Paid by borrower if applicable |
Paid by borrower if applicable |
| Deed Transfer (if applicable) |
Paid by borrower if applicable |
Paid by borrower if applicable |
| Subordination Agreement (if applicable) |
Paid by borrower if applicable |
Paid by borrower if applicable |
|
All paid closing fees will be credited at Settlement:
Closing by: Solutions Settlement, LLC.. Savings may include additional items that are not listed below. |
----------------------------------------------------------------------
Pre approval or commitment letter before you shop
If you are looking to purchase real estate, make sure you have your mortgage approval letter in-hand. You will need this for your Real Estate Agent to submit with your offer.
Getting approved for financing up front will let us gauge how much you qualify for. It will also give you the opportunity to see what your payment options look like. Online Mortgage Pre-Approval Letter in Minutes
4 easy steps
| 1 |
Click |
Home loan application
TYPE JOHN BURLEY UNDER CONTACT
|
and complete the application. |
| 2 |
Click |
Home checklist or
Commercial checklist |
for necessary documentation to email or fax us. |
| 3 |
Receive |
a Call |
from us so we may complete the process and send you the letter. |
| 4 |
Receive |
YOUR LETTER |
Letter created through this online process will get you $100 credit at closing.* |
-------------------------------------------------------------------------------
SERVING ALL YOUR REAL ESTATE NEEDS
USDA 100% PROGRAMS
The Guaranteed Rural Housing GRH program allows for 100% financing in certain designated areas. Give us the address or the area you would like to buy in, and we'll tell you if it's eligible. There are income limits with this program.
http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
CALL FOR 100% ELIGIBLE AREAS
---------------------------------------------------------------------------
Purchase a New Home OR Refinance Your Mortgage and See the Difference
Buying your first home, second home, moving up or refinancing? Burley/Choice Finance has the right mortgage for you.
Competitive rates. No hidden fees. That’s exactly what you’ll receive when you switch your mortgage to Burley/Choice Finance.
We’ll also help you find the most affordable mortgage option for refinancing. Our mortgages offer:
-
Secure and affordable fixed monthly payments
-
No Private Mortgage Insurance (PMI) on most conventional loans
-
No pre-payment penalties
-
Low fees
-
We do not -- and will not -- participate in sub-prime lending practices. We are a financial institution offering many credit worthy members superior loan value, nation-leading low rates on mortgage products with cost-saving features, and we will continue to do so.
- For a limited time, special rates on 15- or 30-year mortgages, including JUMBOS.
- Offer available PURCHASE or REFINANCE
Note:Site under construction please call for details
301-908-6870 * 240-683-8851 * 301-881-8900 Ext 112
-------------------------------------------------------------------------------------
INFORMATION
LOAN limits: 2009 fha & fannie freddie limits
VALUE: look-up: BofA -- Zillow (USE AS A GUIDE)
WHO OWNS THE LOAN: Fannie Mae loan look-up | Freddie Mac loan look-up (need ss#)
-------------------------------------------------------------------
Fannie Mae loan look-up | Freddie Mac loan look-up | 2009 fha & fannie freddie limits
Value look-up: BofA - Zillow - Chase | Rental look-up/comps
"THE MAN WHO WALKS WITH GOD ALWAYS GETS TO HIS DESTINATION"
Kentlands Nutrition Club is pleased to welcome
 
Arlene Burley
to our team of Health & Wellness Coaches. Together, we are working to spread Nutrition Around the World one person at a time!
Hi, my name is Arlene and I am from Gaithersburg, Maryland. Before I started the Herbalife program I was overweight, suffered from weight-related sleep apnea and relied on prescription drugs to treat severe IBS symptoms. The first thing that I noticed upon starting the program was an increase in energy from the Herbal Tea Concentrate and I loved being able to make the Formula-1protein shakes any flavor that I was in the mood for. I even won a prize for winning a Weight Loss Challenge at the nutrition club. Since I began using the products, I’ve lost 25 pounds and 20 inches. My sleep apnea and IBS symptoms have disappeared and I am no longer at risk for Type-II Diabetes. One of the exciting things about being healthy is that I am able to do something that I never thought possible... I am training for my first 5K race at the age of 56! The best part is, I feel healthier, more energetic and 10 years younger!
My wish is to help others achieve their Wellness goals they have for themselves with the same support and guidance that has been given to me by my coach here at Kentlands Nutrition Club, working in conjunction with Herbalife Nutrition Products.
If you are interested in learning how to increase your energy, lose weight or gain muscle and improve your overall wellbeing , call or email Arlene to set up an appointment for a free body analysis/metabolism test and wellness evaluation or to sign up for one of our Weight Loss Challenges.
Arlene Burley
Independent Distributor
Cell: 240-994-1396
arleneburley@gmail.com
www.shopherbalife.com/arleneb
|
