Anyone can quote rates and points. Everyone has an unique situation and needs individual attention and advice that pertains to their lives, goals and family. Married for over 37 years and over 35 years in the finance and mortgage business I have become well known for my integrity, honesty and dedication to my clients. FEATURING in house, common sense underwriting.

People trying to cut their expenses should stop their coupon-clipping, put down their scissors and instead focus on their mortgages. Mortgage rates are at their lowest point in almost 50 years.

As a preferred client, you could be eligible for special discounts and/or closing cost incentives as well as a great rate. The Mortgage Tune Up listed below is designed to help create a total Cost Analysis that will help you make an informed decision thru mortgage counseling, consulting and planning.

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1. Mortgage Credit Report -The three major credit bureaus consolidated into one report. Review your credit to make sure it is optimized to have the highest credit score. Recommend what is necessary to maximize your credit score.

2. Review the neighborhood home values and compare sold and listed properties to your home.

3. Offer suggestions to decrease debt and increase your cash reserves.

4. Review your current position and future financial goals both short and long term. Custom design a plan and/or a program that serves your needs and meets your goals.

5. Answer questions and offer suggestions concerning the buying and selling of Real Estate from Start to Finish.

6 .Consult with Settlement Attorney’s to answer your SETTLEMENT and REAL ESTATE questions.

7. Perform a Total Mortgage Analysis comparing loan programs structured to what benefits you and your family.

8. Provide Accountants to answer Tax related real estate inquiries and issues.

9. IRS specialist to answer questions concerning negotiations with the IRS to secure settlements for back and current taxes owed.

10. Kitchen / Bath specialist, Deck / Patio specialist and General Contractors to answer home design questions.

Please call or e mail for an appointment at:

3105 Mt. Pleasant St. N.W. Washington DC

401 N. Washington St. Suite 550, Rockville, Maryland

5300 West view Dr. Suite 306, Frederick Maryland

OR

Fax or E Mail a Mortgage Statement for a Preliminary Analysis. PLEASE CALL WITH ANY QUESTIONS.

 Our clients are not limited to what one person can accomplish, we have the team.  The team that can work together so seamlessly and efficiently so response times are quicker, customer service is greater, and loans close faster.  A team where information is not lost in transmission, where time is not lost because of lack of communication, and mistakes are eliminated.  Families and investors can count on us for their financial security and their family's future.  With over 30 years of experience in finance, 37 years of marriage and parenthood (2 boys, a girl and 6 grand children), we know that every mortgage transaction greatly impacts lives of n ot only you, but your entire family.

Buying your first home, second home, moving up or refinancing? Burley/First Home Mortgage has the right mortgage for you.

Competitive rates. No hidden fees.  That’s exactly what you’ll receive when you switch your mortgage to Burley/First Home Mortgage. 

We’ll also help you find the most affordable mortgage option for refinancing. Our mortgages offer:

• Secure and affordable fixed monthly payments
• No Private Mortgage Insurance (PMI) on most conventional loans
• No pre-payment penalties
• Low fees
• We do not -- and will not -- participate in sub-prime lending practices. We are a financial institution offering many credit worthy members superior loan value, nation-leading low rates on mortgage products with cost-saving features, and we will continue to do so.